Hydro Co-operative Credit Union

Long Term Loans

Long-term loans are a powerful financial tool that can help you achieve significant life and business goals. They offer manageable repayment plans, potential tax benefits, and the ability to invest in your future.

  • Lower Monthly Payments
  • Fixed Interest Rates
  • Higher Loan Amounts
  • Improving Credit Score
  • Ghana Card
  • Income and employment verification
  • Down payment(for motgages)
  • Loan application
  • Collateral(for secured loans)

Short Term Loans
(Lipo-Lipo)

Short-term loans offer a fast, flexible, and convenient way to address immediate financial needs. Whether you're facing an unexpected expense, a temporary cash flow issue, or a business opportunity that requires quick funding, a short-term loan can provide the solution you need without long-term commitments.

  • Speedy Approval Process
  • Flexibility in Use
  • Short Repayment Terms
  • Lower Total Interest Cost
  • Ghana Card
  • Proof of Income
  • Bank Account Information
  • Credit Check
  • Employment Verification

Business Loans

Business loans offer a versatile and effective way to secure the funding you need for various business purposes. With competitive interest rates, flexible terms, and a variety of loan types, you can find the perfect loan to support your growth and operational needs.

  • Flexible Loan Amounts
  • Variety of Loan Types
  • Competitive Interest Rates
  • Flexible Repayment Terms

 

  • Ghana Card
  • Business Plan
  • Financial Statements
  • Credit History
  • Bank Statements

Back to School Bonanza

The Back to School Bonanza is designed to make preparing for the school year easy and affordable. With flexible loan amounts, competitive interest rates, and a quick application process, you can get the financial support you need without hassle.

  • Flexible Loan Amounts
  • Competitive Interest Rates
  • No Collateral Required
  • Flexible Repayment Terms
  • Ghana Card
  • Proof of Income
  • Proof of Address
  • Credit History

Easter Bonanza

The Easter Bonanza is designed to help you enjoy the Easter season without financial stress. With flexible loan amounts, competitive interest rates, and a quick application process, you can get the funds you need easily and efficiently.

  • Flexible Loan Amounts
  • Competitive Interest Rates
  • Flexible Repayment Terms
  • No Collateral Required
  • Special Discounts and Offers

 

 

  • Ghana Card
  • Proof of Income
  • Proof of Address
  • Credit History
  • Bank Account Information

 

Christmas Bonanza

The Christmas Bonanza is designed to help you enjoy the holiday season without financial stress. With flexible loan amounts, competitive interest rates, and a quick application process, you can get the funds you need easily and efficiently.

  • Flexible Loan Amounts
  • Competitive Interest Rates
  • Flexible Repayment Terms
  • Special Discounts and Offers
  • Credit Building Opportunity
  • Ghana Card
  • Proof of Income
  • Proof of Address
  • Credit History
  • Bank Account Information