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Long Term Loans
Long-term loans are a powerful financial tool that can help you achieve significant life and business goals. They offer manageable repayment plans, potential tax benefits, and the ability to invest in your future.
- Lower Monthly Payments
- Fixed Interest Rates
- Higher Loan Amounts
- Improving Credit Score
- Ghana Card
- Income and employment verification
- Down payment(for motgages)
- Loan application
- Collateral(for secured loans)
![](https://hydrocreditunion.com/wp-content/uploads/2024/04/sav-1-737x614.jpg)
Short Term Loans
(Lipo-Lipo)
Short-term loans offer a fast, flexible, and convenient way to address immediate financial needs. Whether you're facing an unexpected expense, a temporary cash flow issue, or a business opportunity that requires quick funding, a short-term loan can provide the solution you need without long-term commitments.
- Speedy Approval Process
- Flexibility in Use
- Short Repayment Terms
- Lower Total Interest Cost
- Ghana Card
- Proof of Income
- Bank Account Information
- Credit Check
- Employment Verification
![](https://hydrocreditunion.com/wp-content/uploads/2024/04/business-1-737x614.jpg)
Business Loans
Business loans offer a versatile and effective way to secure the funding you need for various business purposes. With competitive interest rates, flexible terms, and a variety of loan types, you can find the perfect loan to support your growth and operational needs.
- Flexible Loan Amounts
- Variety of Loan Types
- Competitive Interest Rates
- Flexible Repayment Terms
- Ghana Card
- Business Plan
- Financial Statements
- Credit History
- Bank Statements
![](https://hydrocreditunion.com/wp-content/uploads/2024/04/stu-737x614.jpg)
Back to School Bonanza
The Back to School Bonanza is designed to make preparing for the school year easy and affordable. With flexible loan amounts, competitive interest rates, and a quick application process, you can get the financial support you need without hassle.
- Flexible Loan Amounts
- Competitive Interest Rates
- No Collateral Required
- Flexible Repayment Terms
- Ghana Card
- Proof of Income
- Proof of Address
- Credit History
![](https://hydrocreditunion.com/wp-content/uploads/2024/05/easter-1-737x590.jpg)
Easter Bonanza
The Easter Bonanza is designed to help you enjoy the Easter season without financial stress. With flexible loan amounts, competitive interest rates, and a quick application process, you can get the funds you need easily and efficiently.
- Flexible Loan Amounts
- Competitive Interest Rates
- Flexible Repayment Terms
- No Collateral Required
- Special Discounts and Offers
- Ghana Card
- Proof of Income
- Proof of Address
- Credit History
- Bank Account Information
![](https://hydrocreditunion.com/wp-content/uploads/2024/04/christmas-737x614.jpg)
Christmas Bonanza
The Christmas Bonanza is designed to help you enjoy the holiday season without financial stress. With flexible loan amounts, competitive interest rates, and a quick application process, you can get the funds you need easily and efficiently.
- Flexible Loan Amounts
- Competitive Interest Rates
- Flexible Repayment Terms
- Special Discounts and Offers
- Credit Building Opportunity
- Ghana Card
- Proof of Income
- Proof of Address
- Credit History
- Bank Account Information